Disclaimer

This Disclaimer applies to homedecisionresearch.com (the "Website"), and to all content, products, services, emails, downloads, materials, and communications provided by Everstead Media, LLC, doing business as Home Decision Research ("Company," "we," "us," or "our").

By using this Website or purchasing any of our products, you agree to this Disclaimer.

1. Educational and Informational Purposes Only

All content and products provided by Home Decision Research are for educational and informational purposes only. Our materials are designed to help homeowners think more clearly, ask better questions, understand risks, and make more informed decisions related to homeownership, maintenance, repair situations, contractors, pricing, documentation, and related topics.

Nothing on this Website or in our products is intended to be a substitute for professional advice tailored to your specific situation.

2. No Professional Advice

We are not acting as your attorney, financial advisor, tax advisor, insurance professional, licensed contractor, engineer, home inspector, public adjuster, real estate professional, building code official, or other licensed professional. Nothing on this Website or in our products should be understood as legal, tax, financial, insurance, engineering, construction, inspection, or other professional advice.

You should consult a qualified licensed professional before making decisions involving your home, finances, safety, repairs, contractors, insurance claims, legal rights, taxes, or property conditions.

3. No Contractor, Repair, or Safety Guarantee

Our content is not a guarantee of contractor quality, repair success, project outcome, pricing fairness, code compliance, inspection outcome, insurance approval, property safety, maintenance success, or prevention of loss. Homes, contractors, weather, materials, market conditions, insurance policies, and property conditions vary widely. Any action you take based on information from our Website or products is taken at your own risk.

4. No Guaranteed Results

We make no guarantees regarding any specific outcome from using our Website, materials, or products. This includes, without limitation, no guarantee that you will save a certain amount of money, avoid a bad contractor, prevent a repair problem, improve an insurance outcome, reduce maintenance costs, avoid loss, achieve a specific financial result, or experience any particular homeowner outcome.

Any examples, scenarios, illustrations, explanations, references, or statements about possible outcomes are provided for general educational purposes only and should not be interpreted as guarantees, promises, or assurances of actual results.

5. Individual Results Will Vary

Every homeowner situation is different. Results depend on many factors, including but not limited to: the condition and age of the property, local labor and material costs, contractor practices, insurance policy terms, market conditions, weather and timing, maintenance history, local laws, codes, and regulations, your decisions and follow-through, and factors outside our control.

Because of this, your results may differ significantly from any example or scenario discussed in our content.

6. No Client Relationship

Your use of this Website or purchase of our products does not create any professional-client, fiduciary, advisory, contractor, inspection, legal, insurance, or consulting relationship between you and Home Decision Research or Everstead Media, LLC.

7. Use at Your Own Risk

You are solely responsible for how you use the information provided on this Website and in our products. You assume full responsibility for any decisions, actions, or outcomes arising from your use of our materials. We are not responsible for losses, damages, disputes, claims, injuries, repair outcomes, contractor issues, insurance disputes, or other consequences related to your use or reliance on our content.

8. Third-Party Information and Links

From time to time, our Website or materials may reference third-party tools, websites, services, products, contractors, platforms, or resources. These references are provided for convenience or illustrative purposes only. We do not control and are not responsible for the quality, accuracy, legality, availability, or reliability of any third-party content, products, or services. Any reliance on third-party information or use of third-party services is at your own risk.

9. No Warranties

All Website content, products, and materials are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, to the fullest extent permitted by law. We do not warrant that the Website, products, or content will be complete, accurate, current, reliable, available, or error-free.

10. Testimonials, Examples, and Illustrations

Any testimonials, examples, case references, hypothetical scenarios, or illustrations used on the Website or in our products are provided to demonstrate concepts or reflect individual experiences. They are not intended to represent or guarantee that current or future users will achieve the same or similar results.

11. Affiliate, Advertising, and Promotional Disclosure

We may engage in advertising, promotional activities, affiliate relationships, referral relationships, or strategic partnerships from time to time. This means we may receive compensation from certain third parties for referrals, promotions, advertising placements, or product recommendations where permitted by law. Any such relationships do not change the fact that you remain responsible for evaluating any product, service, or recommendation for your own needs.

12. Errors and Omissions

While we strive to provide useful and accurate information, errors, omissions, or outdated information may appear from time to time. We do not guarantee that all content will always be accurate, complete, or current, and we reserve the right to update or change content at any time without notice.

13. Limitation of Liability

To the fullest extent permitted by law, Everstead Media, LLC, Home Decision Research, and their owners, officers, employees, contractors, affiliates, licensors, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Website, products, or materials. This includes, without limitation, claims relating to homeowner decisions, contractor selection, repair costs, project delays, insurance claims, maintenance decisions, property conditions, financial outcomes, or reliance on educational content.

14. Contact Information

If you have questions about this Disclaimer, you may contact us at: